Hey sir Nimrod, you would like your guidance po… I sold an excellent mortgaged property which have GSIS 10 years in the past, I’ve finalized an absolute action out of business having expectation towards obligation (mortgage) in place of informing GSIS, they paid down a down payment, however, up to now hindi pa rin nafully reduced ang financial ko sa GSIS (creditor) from the naging multiple na po yung loan balance, ano po ang dapat kung gawin, given that under my personal label pa rin po yung loan and you will yung property, thank you so much
Hey Sir Nimrod good big date! I have found this particular article extremely educational and useful. Ask ko nadin po, I am attempting to sell my assets through guess harmony terns. Price point is 5.2M consumer was using a great DP of 2M, ang harmony ko nlng po sa financial dos.5M, could possibly get change po na 700k, paano po kaya ung most readily useful identity pra mabayaran pa ung remaining 700k
Exactly what are the legal papers we need to and acquire because a good consumer, and also as a provider to really make the product sales having presumption regarding home loan?
We have an appeal to shop for a home a home and you can lot. The modern proprietor an earlier lady has already repaid this new guarantee in full amounting to 650k php. Their equity is paid in one year as opposed to the basic eighteen months.
Very my wife and i are intertested buying so it propery into suppose having 650k and spend the money for month-to-month pagibig to own 15 age which has been recognized.
Is it propery safe to purchase? We already had a meeting witht the guy developer so when per the latest designer they are lacking particular files using their side.
Ipaliwanag lanh po ninyo sa BIR na ganyan ang setwasyon ng pagkabili nyo sa amin nga ninyo binili aunque inahabilin lang sa amin anf property nyo kaya nga po an excellent po ba ang sinabi ng BFS po kailangan ba namin na ipaliwanag sa BIR pano kunh di parin nila tanggapin po Sir excite po kailangan ko lang po talaga ng ganitong kasagutan po
Inspite of the vendor while the buyer getting totally obvious about what’s going on, its consents alone may sometimes be decreased. If there is a stipulation regarding the home loan contract that claims the brand new creditor’s permission will become necessary up until the house is offered and you will ergo, the borrowed funds debt relocated to someone, it should be known.
The one and only thing you have to think of are convincing your own financial to take your own almost every other assets once the percentage for your existing loan. I envision this may never be simple. While with a tough time promoting it yourself, it is totally possible your bank would not like it plus. Tapos i pang documentations which is one other reason having financial institutions perhaps not to access a package like this.
Hello Sir,Hello.ing Deed regarding Natural Purchases in the hanggang ngayon hindi pa po na annotate ang identity namin sa Name dahil ito po ay naka loaned sa financial.Ano po ang mga paraan na gagawin namin pra mapatunayan na nabili namin ang lupa otherwise a certification lng Po.
Many thanks to the information. How about when we propose to terminate the acquisition and you will throw in the towel it back again to brand new designer? Is actually i getting our money back? In this case, how much cash of our own repayments made would-be reimbursed? Thank you and more electricity.
Magtanong lng po ako tungkol sa lupa na binili namin na Pure Product sales a share at nalaman ko ito ay na financing pala sa financial
Ano po kayang legal alternative pwede ko gawin con el fin de masettle in order to. Kasi sa tingin ko magmamatigas yung broker kasi sabi niya wala rin daw siya magagawa kasi yun yung bagong policy na pinapaimplement sa kanila.
Hello Sir Nimrod. I am planning po sana to market these devices namin (CTS) county palang aunque 12 months payment nalang. ano po ang procedure sa ganitong pag offer ko ng right? Thank you so much plus fuel.
end all of our offer towards leasing brand new health spa and contains just started six months. I am well-aware that people need certainly to give a letter out of observe towards the lessor we wants to terminate the fresh new package nonetheless it is actually written in brand new bargain that coverage deposit would-be sacrificed. My personal main priority is actually is-it you are able to to make use of half of one’s safeguards deposit we generated that’s equivalent to our local rental payment all the ninety days? and the 3 months come history December sixteen. We have to spend to the or in advance of March 16. Excite indicates on this subject
Good morning Sir Nimrod, ask ko rin po sana kung yung device na inassumed ko via offer to sell na pinagppapatuloy ko po ang monthly ammortization sa pag-ibig aunque ang title po ay hindi pa nalilipat sa term ko ay podria ko na ideclared sa aking SALN ang qualities?
ANG PAGKAKAALM KO PO Ok NA AYUN Already BSTA NASA INYO LAHAT NG Papers LAHAT NG Brand spanking new Shortly after NYO SALUHIN Okay NA YUN BSTA WAG NYO PO WAWALA YUNG Deed Out-of Sales Aunque PAG NATAPOS NYO PO KASI BAYARAN YUNG BAHAY NKA PANGALAN PRIN PO YUN SA Vendor Therefore Various other Techniques PO KSI YUNG ILILIPAT NYO PO SA Identity NYO
I happened to be told by a real estate agent would be the fact that route to take about it would be to remain the bank financing toward OFW’s label due to the fact this woman is already approved, and just have good notarized business of the home quietly
Good morning po Sir Nimrod…I found their blog post since i have a desire for a house being sold from the an enthusiastic OFW into the Cavite. We comprehend a few of the statements with this blog post, and pledge as possible help me to figure out how to deal with my personal problem as well as the OFW’s. She’s speculating, the girl offer continues to be on the creator and her, and you can she try told by the brand new designer when she transfers the house or property to me, that i do imagine the modern market value? Here is what I wish to stop. My personal interest in the property is just basically buy the possessions for the old price. Are you experiencing specific terms from expertise so you can impart? This doesn’t seem sensible in my experience. If for example the circumstance try I continue the mortgage within the OFW’s identity, and you may finish the commission, immediately after which deliver the file, would not one become a bad circumstances because it would appear eg I bought the house or property out of her (that’s in this case, myself), following she’d need to pay taxes on the profit (which in this example, I am able to also need to shell out). Vow you could potentially help out. The fresh new creator will truly indicates by securing the resource by inflating the cost to the present value to protect on their own and this will make it burdensome for some one such as for instance Ms. OFW whose condition has evolved and requires to discover the moneys right back on account of an adversity. Any advise create be preferred.
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