Am I able to pre-pay my Personal Bank Loan?
Yes. It is possible to pre-pay your own personal Loan. You have got two choices to create a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing A comprehensive Pre-payment by settling the entire loan outstanding in a solitary single repayment. In the event that you choose to make partial prepayment of the outstanding quantity, it really is a Partial Pre-payment. To create prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.
Comprehensive Pre-payment of Citibank Personal Bank Loan
For loans scheduled, you are able to shut your loan account in complete; can help you therefore any right time following the very very first a year as your loan scheduling. For loans booked prior, you’ll shut your loan account in complete any time following the very very very first half a year of the loan scheduling.
Partial pre-payments may be made post the initial one year of the loan scheduling. To create payments in complete, you’ll want to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Unsecured Loan
You may possibly prepay part of the balance that is outstanding of loan at the mercy of the next conditions:
- You’ve got paid your loan EMIs for at the very least 12 months that are consecutive your loan scheduling date.
- Your prepayment quantity https://cashlandloans.net/installment-loans-or/ is the same as a the least 2 EMIs and at the most 5 EMIs.
Which will make part pre-payment, you will need to phone our 24×7 CitiPhone helpline. When you inform the lender of the intention to prepay, the lender will think about your demand and verify the last amount you qualify to prepay. After making the pre-payment, you’re going to have to carry on repaying the EMIs that is subsequent per the payment schedule provided by the financial institution. The partial pre-payment facility can be acquired when in one year.
Whenever do i must pay Late Payment Charges?
The date that is due the payment of EMIs will probably be 1 st of each thirty days, following thirty days of Loan disbursement. re Payment directions will be presented from 1 st of each and every thirty days. We nonetheless donРІР‚в„ўt cost any belated repayment fees just in case the re re re payment is delayed.
Just how do I discover how much is outstanding on my loan?
If you should be a preexisting Citibank on line Banking consumer, you will see your overall loan stability on line, nevertheless please be conscious that it isn’t really your last settlement figure.
Instead, to learn the outstanding stability on your own personal Loan just phone our 24×7 CitiPhone helpline. They will be in a position to provide you with the many information that is recent your loan.
How often will we be given a declaration?
Statements are given annual regarding the 31st of March and mailed to your many present target offered to us. If you want a declaration released every other time, just e mail us on our 24×7 CitiPhone helpline figures supplied right right here or make use of your Citibank Online IPIN (available on demand) to get into your personal bank loan Account and get your bank balance.
Let’s say I do have more concerns?
If you should be Citibank client, be sure to use the ‘online query’ center to publish to us. If you should be perhaps maybe not a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers supplied right right here.
Willing to submit an application for your loan?Click 4 Call.
Important Info
- Personal Bank Loan Application
- Papers Required
- Private Loan – Loan Agreement
- Private Loan – Provider Conditions And Terms
- Private Loan – most terms that are important Conditions
- Private Loan – Standard Stipulations
Disclaimer:
Stipulations use. Issuance of loan reaches the discretion that is sole of, N A. Citibank reserves the ability to ask for almost any extra papers from the applicant.
Citibank reserves the proper, whenever, with previous notice to add/alter/modify/ modification or differ some of the conditions and terms or even change them, wholly or in component.
+ Please note that the Click 4 Call solution can be obtained just. This center is certainly not available on nationwide breaks and significant Public vacations.
*The last loan amount, rate of interest and loan tenure relevant is going to be susceptible to eligibility, per Citibank’s credit processing requirements.
**Instant call straight straight right back solutions on SMS can be obtained just. If you’re perhaps not on Aircel/Airtel/Vodafone/Idea, deliver the SMS. Stipulations use.
^Timelines mentioned include only business days. Timelines talked about would commence when the whole paperwork as per Citibank’s demands are submitted by the applicant.
# client can combine stability of no more than 2 charge cards and 2 loans that are personal. Consumer can avail a debt consolidation reduction loan all the way to Rs. 15 Lakh. The last loan quantity and interest rate relevant will soon be at the mercy of eligibility, depending on Citibank’s credit processing requirements.
## Partial pre-payment is permitted after one year of loan tenure. Consumer can work out this only one time in one year. Client has to pay in multiple of EMIs. Component amount that is pre-payment be just as much as 5 months EMI quantity and the least 2 month EMI amount. For the amount that is exact customer has to phone CitiPhone.
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